investing
How to Leverage a 401(k) and IRA for Early Retirement: A Step‑by‑Step Playbook
Answer: Use a 401(k) for high-salary tax deferral, stack a Roth IRA for tax-free growth, and fill any gaps with taxable brokerage and passive-income assets. In my experience, pairing these accounts lets most earners hit financial independence by their late 50s, even when market swings or unexpected expenses arise.